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About Us


At FinFit Life, we work at the intersection of financial and physical fitness. We believe living our best life means we get healthy, stay healthy and secure our financial future.  We’re driven to help you do the same - to protect your health, grow your wealth and create the time to enjoy them.


We believe life insurance is for the living and for the people they love. In fact, we like to say that we put the life in life insurance. How do we do that? By helping you find the right life insurance solution that rewards you for healthy choices and allows you to save money. Our rewards are real, too. You can earn gift cards, discounts, and cool tech products. You can even save money on your life insurance premiums and use those savings to invest in your future.

Our Leadership
Our System

About Our System

Build Your Toolbox


Achieve financial fitness and learn to help others do the same.

Our Partner

Our alliance with John Hancock means our business owners can bring the best-in-class John Hancock Vitality life insurance products and services to families throughout the U.S.

Watch Brooks Tingle, president, and chief executive officer, as he sat down with AM BestTV to discuss the ways in which John Hancock is accelerating innovation, developing meaningful partnerships and changing the formula to make people want to buy life insurance. 

About John Hancock Insurance

John Hancock helps its customers protect the people they love, grow their retirement savings and preserve their legacy for future generations. How do they do this? By providing them with thoughtful and innovative life insurance solutions that can help them reach their financial goals – at every stage of life.

In 2015, John Hancock started a new chapter in their 155-year history when they partnered with the Vitality Group to help clients live longer, healthier lives. As the first life insurance company in the United States to offer a wellness-based rewards program, John Hancock life insurance with Vitality gives customers the financial protection they need while also helping them earn savings on their premiums, shopping gift cards and travel discounts for their everyday healthy habits, like going for a walk, eating well and getting a regular health check. The John Hancock Vitality Program is just one of the many ways they support clients every day.

Quick Reference Facts

  • Provide insurance solutions to more than 2.6 million policyholders*

  • Deliver on our promises with over $5.7 billion in claims paid annually**

  • Financial strength rating of A+ by A.M. Best***

* Represents inforce John Hancock life insurance and long-term care policyholders as of June 2018.

** Payments made in 2017 for life insurance and long-term care claims.

*** Second highest of 13 ratings (superior ability to meet ongoing insurance obligations). Financial strength rating is current as of September 30, 2018, is subject to change, and applies to John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York as a measure of each company's financial ability to pay claims and to honor any guarantees provided by the contract and any applicable optional riders. These companies have also received additional financial strength ratings from other rating agencies. Financial strength ratings are not an assessment, recommendation, or guarantee of specific products and their investment returns or value, do not apply to individual securities held in any portfolio or the practices of an insurance company, and do not apply to the safety and performance of separate accounts.

Why Life Insurance?

Life insurance that grows with you

Change is one of the few constants in life, which means it's important to have a life insurance policy that can grow with you. Through unique benefits like customized premium payment options, tax-deferred cash accumulation and a lifetime death benefit, permanent insurance can help you plan for the unexpected and protect your family from financial hardship at every stage of life. Consider a permanent policy if you're interested in:

  • Providing additional income for your family

  • Growing your retirement income

  • Preserving your legacy for the next generation

  • Safeguarding your business

Learn more about the different types of permanent life insurance:

Universal Life Insurance


With a universal life insurance policy, you have the flexibility to customize the timing and amount of your premium payment, while still enjoying all the traditional benefits of permanent life insurance, like lifetime protection and cash value accumulation potential. Universal life gives you the ability to meet your needs now and in the future. Key benefits of universal life include:

  • Amount and frequency of premium payments can be adjusted within certain limits.

  • Policy account value grows based on a credited interest rate (which can change).

  • Money is accessible from the policy via withdrawals and loans.

  • Options that provide protection tailored to meet your needs.

Indexed Universal Life Insurance


Indexed universal life offers you the same great features as traditional universal life, like premium payment flexibility and a lifetime death benefit, but with the additional opportunity to earn interest based on the performance of a linked indexed account. Indexed universal life policies typically provide more cash value accumulation potential than other universal life products and offer protection against market risk for your policy's cash value. Key benefits of indexed universal life include:

  • Policy does not directly participate in any stock or equity investments. Account values vary depending upon the performance of the indexed account options you select.

  • Money from the policy is available via withdrawals and loans.

  • Flexibility to switch between different premium allocation options as your needs change over time.

Tools & Resources

Use these tools and resources to match your lifestyle with your insurance needs. Click Here

It's More Than Just Life Insurance

Permanent life insurance can help you meet all your financial goals, no matter what life brings.

Product features

  • Lifetime coverage

  • Cash value potential

  • Flexibility based on changing needs

  • Long-term care coverage options

  • Available with the John Hancock Vitality Program that rewards healthy living


John Hancock Vitality


Helping you live a longer, healthier life.

Life insurance that saves you money

and rewards you for healthy living.

A new kind of life insurance


The John Hancock Vitality program can help you:


  • Get the protection you need for your family’s financial future

  • Save on the cost of your coverage

  • Earn rewards for the everyday things you do to stay healthy







Access personalized tips and information about exercise, nutrition and more in your member account. You can also record your everyday healthy habits, like taking a walk, to earn points and get greater savings and rewards.

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