Howard Sharfman: The Visionary Behind FinFit Life’s Legacy-Driven Wealth Planning

At FinFit Life, our foundation is built on innovation, stability, and purpose — thanks to the leadership of our founder, Howard Sharfman, Senior Managing Director at NFP Insurance Solutions. A recognized name in financial services, Howard is reshaping how high-net-worth individuals approach wealth protection, income planning, and legacy building.

Leading the Way in Wealth Protection and Retirement Planning

In a recent feature on ThinkAdvisor, Howard spotlighted an advanced strategy that is transforming the future of estate and income planning: the use of Deferred Income Annuities (DIAs) inside Irrevocable Trusts. This combination is becoming a go-to solution for high-net-worth (HNW) and ultra-high-net-worth (UHNW) families focused on financial stability and multigenerational wealth transfer.

“Guaranteed income is the anchor that keeps financial plans from drifting,” Sharfman said. “DIAs within trusts offer a way to turn that anchor into a legacy.”

👉 Click to read the full article on : Income Annuities Meet Irrevocable Trusts

Why DIAs and Irrevocable Trusts Matter

A Deferred Income Annuity is a contract with a life insurance company that pays out guaranteed income starting at a future date — often used to secure retirement income. When placed inside an irrevocable trust, a DIA becomes a highly strategic tool to:

• Deliver consistent, tax-efficient income to beneficiaries

• Shield assets from market volatility and legal risk

• Reduce exposure to estate taxes

• Support long-term wealth preservation for future generations

This method aligns perfectly with FinFit Life’s commitment to financial security and lasting impact.

Howard’s Impact on FinFit Life’s Mission

At the heart of FinFit Life is Howard’s vision: to empower individuals with modern financial strategies that blend insurance solutions, retirement planning, and legacy protection. Under his leadership, our advisors help clients make informed choices about building a strong, protected financial future.

Start Building Your Financial Legacy with FinFit Life

If you’re looking to explore guaranteed income, wealth transfer strategies, or estate planning through irrevocable trusts, FinFit Life is here to guide you.

👉 Speak with a licensed FinFit Life agent today and take the first step toward a stronger financial future.