When Was the Last Time You Reviewed Your Life Insurance Policy?

Life doesn’t stand still—and neither should your financial protection.

At FinFit Life, we believe your life insurance policy should grow with you. Major life events, evolving goals, and changes in your health or finances can all impact whether your current coverage still fits your needs. That’s why a regular policy review isn’t just a good idea—it’s essential.

Why a Life Insurance Policy Review Matters

Think of a policy review as a financial checkup. It’s a chance to:

• Ensure adequate coverage as your income, debt, or family situation changes

• Evaluate policy performance on cash value, interest rates, or dividends

• Explore options for lowering costs or improving benefits

• Align your coverage with new goals like business planning, college funding, or tax-efficient retirement strategies

  
  

Common Reasons to Schedule a Review:

• Marriage or divorce

• Birth or adoption of a child

• Home purchase or major debt changes

• Career advancement or new business

• Health improvements or changes

• Retirement planning

• Policy anniversaries or rate changes

  
  

Even if nothing has changed in your life, the insurance industry has evolved. Today’s policies may offer improved features like:

• Accelerated benefit riders for chronic or terminal illness

• Better cost structures

• Enhanced cash value growth potential

• Wellness and lifestyle reward programs, such as John Hancock Vitality

  
  

What We Review Together:

• Coverage amount and beneficiary designations

• Term vs. permanent strategy fit

• Policy costs and funding performance

• Tax diversification opportunities

• Riders, features, and conversion privileges

• Coordination with your overall financial and estate plan

  
  

Let FinFit Life Help You Stay on Track

A simple review could unlock new opportunities for protection, growth, and flexibility. Whether you want to protect your family, build tax-free retirement income, or optimize your estate plan, your life insurance policy should be part of the conversation.

📲 www.finfitlife.com

Disclosures and Disclaimers: This material is for informational purposes only and does not constitute tax, legal, investment, or accounting advice. FinFit Life does not provide tax or legal advice. You should consult your own tax, legal, and financial professionals regarding your individual situation. Policy features, benefits, and performance will vary based on product, carrier, and underwriting.