When Was the Last Time You Reviewed Your Life Insurance Policy?
- FinFit Life
- 3 days ago
- 2 min read
Life doesn’t stand still—and neither should your financial protection.
At FinFit Life, we believe your life insurance policy should grow with you. Major life events, evolving goals, and changes in your health or finances can all impact whether your current coverage still fits your needs. That’s why a regular policy review isn’t just a good idea—it’s essential.
Why a Life Insurance Policy Review Matters
Think of a policy review as a financial checkup. It’s a chance to:
Ensure adequate coverage as your income, debt, or family situation changes
Evaluate policy performance on cash value, interest rates, or dividends
Explore options for lowering costs or improving benefits
Align your coverage with new goals like business planning, college funding, or tax-efficient retirement strategies
Common Reasons to Schedule a Review:
Marriage or divorce
Birth or adoption of a child
Home purchase or major debt changes
Career advancement or new business
Health improvements or changes
Retirement planning
Policy anniversaries or rate changes
Even if nothing has changed in your life, the insurance industry has evolved. Today’s policies may offer improved features like:
Accelerated benefit riders for chronic or terminal illness
Better cost structures
Enhanced cash value growth potential
Wellness and lifestyle reward programs, such as John Hancock Vitality
What We Review Together:
Coverage amount and beneficiary designations
Term vs. permanent strategy fit
Policy costs and funding performance
Tax diversification opportunities
Riders, features, and conversion privileges
Coordination with your overall financial and estate plan
Let FinFit Life Help You Stay on Track
A simple review could unlock new opportunities for protection, growth, and flexibility. Whether you want to protect your family, build tax-free retirement income, or optimize your estate plan, your life insurance policy should be part of the conversation.
📅 Schedule your complimentary policy review today. Let’s make sure your plan is as dynamic as your life.
Disclosures and Disclaimers: This material is for informational purposes only and does not constitute tax, legal, investment, or accounting advice. FinFit Life does not provide tax or legal advice. You should consult your own tax, legal, and financial professionals regarding your individual situation. Policy features, benefits, and performance will vary based on product, carrier, and underwriting.